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INFORMATION SECURED FINANCE

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Our secured finance specialists talk you through the secured finance application process. Bad or poor credit no problem. All of your personal financial information remains secure.

When you are going through a divorce, are a first time buyer looking for a finance or have a poor credit rating, where can you find the secured finance information you need? When you are in arrears with your secured finance, when you are restricted by an IVA or have a bad credit history, where can you find unbiased secured finance information? Our free secured finance finder service introduces you to secured finance advisors who provide information, advice and arrange secured finance for difficult finance situations.

We can help you find the information you need to obtain a low interest secured finance.

When you take out secured finance, the lender wants a guarantee that you will pay that money back. If you fail to pay it back, the lender can use that guarantee as compensation for the lost money. This guarantee – or security, as it is called – is usually your house, because your house is normally your most valuable possession.

For this reason secured finance is sometimes known as secured finance. But it may also be possible to borrow against another asset, such as your commercial or semi-commercial property.

So when the money is lent to you, the lender acquires an interest in your home not unlike the interest your mortgage company has. Provided you keep up your repayments, your home is safe and remains yours. If you fail to make your repayments, however, the lender can take your home – the lender’s security – away from you.

Just as with any other type of borrowing, you will need to pay interest on your secured finance. It is impossible to tell you here what rate of interest you are likely to have to pay. That – like the sum of money actually available to you - will depend on your financial history, your individual circumstances and on your ability to repay the finance.

The important things to note are that interest rates are not fixed and rigid, and that they are not stacked against you - you can obtain advantageous terms with the help of a specialist secured finance broker. Even if you have a poor credit history then you should be able to get a far better deal on secured finance than with your credit card company.

If you want to find secured finance with confidence, we have gathered together specific information from particular finance advisors so you don't have to shop.

Some property owners, especially those with credit problems, looking for secured finance might be concerned about discussing their financial situation with a stranger. But don't worry. The secured finance advisors we work with all take your confidentiality very seriously indeed. So you can rest assured that the secured finance adviser we put you in touch with will not disclose any of your personal details to secured finance lender or anyone else without your prior consent.

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We are licensed under the Consumer Credit Act 1974 to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling, credit reference agency and canvassing off trade premises. Our Consumer Credit Licence Number is 587232.

Enquiries generated via this website are passed on to Financial Advisers, Mortgage Brokers, Licensed Credit Brokers and Lenders.

Divadani Finance and Divadani Loans are trading styles of Divadani Limited.
Company registration number 5256587. VAT registration number 877 4798 45.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.